A sound education would provide our children with the confidence and hope of a bright future.  ALM Trustees offers parents and guardians the opportunity to provide this legacy to their children.


  • Affords parents, grand-parents and guardians the opportunity to make regular contributions into the Trust for the education of their children, grand-children and wards.
  • The A.E.T separates the funds required specifically for the beneficiary’s education from your personal estate and is therefore inaccessible to Probate or Creditors.
  • A Trust Deed setting out the objectives of the Trust shall be duly executed by parties and stamped.
  • The A.E.T provides an optional Group Life Assurance cover with a sum assured of ₦1 Million (One Million Naira).
  • Access to online account and ability to monitor your Trust account with ALM Trustees
  • Competitive returns on investments.

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